Credit and Getting a Mortgage – How to Improve Your Credit Score
Whether you’re interested in buying your first home or thinking of refinancing, your credit is critical to getting the best rate possible. And with the record low interest rates available right now, you’ll want to be sure your credit score is the best that it can be so you can take advantage of them. There are a number of things that you can do to improve your credit score and following is a great article that can help…
These are income, assets and credit.
Credit more than ever is an integral part of how lenders see your overall profile when you apply for a home mortgage. Let’s go over what you need to know to increase the likelihood that you’ll qualify for a mortgage from a credit perspective. Whether you apply to purchase a home or refinance your existing mortgage.
In this article we’ll cover:
- What a Credit Score is and How it’s Calculated
- The Greatest Influences on Your Credit Score
- How to Build a Credit History Even if You Don’t have a Score
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